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Get Quick and Easy Access to Local & Same Day Payday Loans in Pasadena, TX

Payday loans in Pasadena TX

Fast Payday Loan Lenders near Pasadena, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Pasadena, TX.

Quick Online Payday Loans in Pasadena, TX, USA Faxless

 

Payday Loans Companies in Pasadena, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Advance America 3403 Spencer Hwy 77504 (713) 394-4486 5 226
Check `n Go 817 Southmore Ave Suite B, 3rd Floor 77502 (713) 353-0004 4.9 221
Texas Car Title & Payday Loan Services, Inc. 2710 Red Bluff Rd 77506 (713) 347-2513 5 138
Texas Car Title & Payday Loan Services, Inc. 1801 S Richey St 77502 (713) 353-0403 4.9 60
Cash Store 3515 Spencer Hwy Ste A 77504 (713) 391-3770 4.3 26

– companies ratings and reviews are based on their Google Business Profile. Updated November, 2022
– do you want to add, delete or modify your company details? Contact us – info@advancesos.com

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

While you’re applying for payday loans, you’ll notice that you need to provide us with several personal details. Moreover, there are also some conditions you must satisfy. To aid you in the process, we listed all documents you will need.

  • A government-issued ID proving you are a US resident.
  • To be of legal age.
  • Social Security Number.
  • Proof of a stable income of at least $1,000. You can use a recent bank statement or a pay stub from your employer for this.
  • An active checking account with your name on it
  • Phone number and email address

How Much Can You Borrow?

The state of Texas doesn’t limit borrowers on their instant cash amount. You can go from a 50 dollar cash advance to a 300 dollar loan or larger. On average, Pasadena residents take out around 800 dollars. As for our customers, they usually go for a cash advance from the following range:

When Will You Receive Your Funds?

You can apply for payday loans online in just a few minutes. Once you’re approved, the lender will send the instant cash your way as soon as possible. In most cases, you could have the cash advance by the end of the day. If you apply after our working hours or on a non-working day, we’ll send the transaction the following business day.

APR and Fee

Short-term loans in Texas don’t have a set annual percentage rate. So, it often goes over 400%. Additionally, payday loans in Pasadena, TX, will likely come with extra charges. Below, we listed all the additional fees you might need to cover.

  • Small loans under $30 have a $1 fee for each $5 borrowed.
  • Cash advances that range between $30 and $100 charge 10% of the loan amount. Additionally, if the loan is below $30, there is a $3 monthly fee.
  • Short-term loans from $35 to $70 have a $10 fee. Moreover, each 100 dollar loan charges an extra $4 a month.

Regulations Surrounding Payday Loans in Pasadena, Texas

Payday loans in Texas have a strict set of laws everyone must follow. These regulations ensure the protection of all parties involved in the loan. First off, payday loans in Pasadena, TX, don’t have a minimum or maximum limit. So, you’re free to opt-in for a $100 or a 500 dollar loan or larger.

Additionally, advance payday loans can come with two different types of repayment terms. If you borrowed a single payday loan, you need to pay it off between two weeks and a month. Those that take out an installment loan need to repay it within six months.

Texas doesn’t specify a cooling-off period or a limit on rollovers. This means that customers don’t have to wait at all before requesting a new payday loan online.

Loan Alternatives

Advance payday loans can come in several types that appeal to different target groups. AdvanceSOS offers additional cash advances like title, no credit check, and bad credit loans. See the complete list of payday loans in Pasadena, TX, below.

Bad Credit Loans

A bad credit score limits the borrowers’ cash advances by creditors. But there are still ways that you can get financial help, despite your credit. Many of our lenders offer instant cash to applicants with no credit or a bad score. To be eligible, you need to provide proof of employment and income.

Title Loans

Title loans could be a perfect solution for applicants that need quick cash and own a vehicle. These short-term loans work by the borrower securing their car as collateral. During the loan term, the lender holds it while the customer can still use it. After the customer repays the loan, the lender returns ownership of the vehicle.

No Credit Check Loans

If you have bad credit or you’re worried about harming your credit score, consider a no credit check loan. Many lenders will only perform a soft check to ensure their protection. This way, your score isn’t additionally harmed, and you’re still eligible for instant cash.

Payday Loans for Unemployed

If you’re currently in between jobs, you can still apply for payday loans online. Our lenders consider alternative income sources, like government benefits, pension, or retirement. If any of these make up your income, you might be eligible for unemployment. Additionally, a good credit score increases your chances of getting approved.

Legit Payday Loans

Our payday loans in Pasadena, Texas, are entirely legal. Moreover, AdvanceSOS abides 100% by all federal and state regulations. So, you’re completely safe when you’re borrowing from us.

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