Payday Loans in Pasadena, TX
No matter how financially stable you are, you can still end up in financial trouble due to unexpected circumstances. If you need help with your bills, taking out a payday loan might be the solution for you. By being a resident of area code 281, you are eligible for these cash advances from AdvanceSOS.
These payday advances are high-interest, short-term loans that could come in handy while your next paycheck arrives. Learn all about the application process, regulations, and types of payday loans we offer to Pasadena residents below.
How to Apply for a Payday Loan Online in Pasadena
The loan application process at AdvanceSOS is quick and straightforward. Applicants can do the entire procedure on our website. Just follow these steps, and you’ll be done within minutes!
- Head over to our AdvanceSOS.com website and hit the ‘Apply’ button.
- Fill out the online payday loan application. Make sure to double-check all the information to avoid any unwanted issues later.
- Sit tight while we go over your application and find offers for you.
- Read and accept our terms and conditions to sign the loan agreement.
- Wait while the deposit goes through and the money shows up in your account.
What Will You Need?
While you’re applying for payday loans, you’ll notice that you need to provide us with several personal details. Moreover, there are also some conditions you must satisfy. To aid you in the process, we listed all documents you will need.
- A government-issued ID proving you are a US resident.
- To be of legal age.
- Social Security Number.
- Proof of a stable income of at least $1,000. You can use a recent bank statement or a pay stub from your employer for this.
- An active checking account with your name on it
- Phone number and email address
How Much Can You Borrow?
The state of Texas doesn’t limit borrowers on their instant cash amount. You can go from a 50 dollar cash advance to a 300 dollar loan or larger. On average, Pasadena residents take out around 800 dollars. As for our customers, they usually go for a cash advance from the following range:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
When Will You Receive Your Funds?
You can apply for payday loans online in just a few minutes. Once you’re approved, the lender will send the instant cash your way as soon as possible. In most cases, you could have the cash advance by the end of the day. If you apply after our working hours or on a non-working day, we’ll send the transaction the following business day.
APR and Fee
Short-term loans in Texas don’t have a set annual percentage rate. So, it often goes over 400%. Additionally, payday loans in Pasadena, TX, will likely come with extra charges. Below, we listed all the additional fees you might need to cover.
- Small loans under $30 have a $1 fee for each $5 borrowed.
- Cash advances that range between $30 and $100 charge 10% of the loan amount. Additionally, if the loan is below $30, there is a $3 monthly fee.
- Short-term loans from $35 to $70 have a $10 fee. Moreover, each 100 dollar loan charges an extra $4 a month.
Regulations Surrounding Payday Loans in Pasadena, Texas
Payday loans in Texas have a strict set of laws everyone must follow. These regulations ensure the protection of all parties involved in the loan. First off, payday loans in Pasadena, TX, don’t have a minimum or maximum limit. So, you’re free to opt-in for a $100 or a 500 dollar loan or larger.
Additionally, advance payday loans can come with two different types of repayment terms. If you borrowed a single payday loan, you need to pay it off between two weeks and a month. Those that take out an installment loan need to repay it within six months.
Texas doesn’t specify a cooling-off period or a limit on rollovers. This means that customers don’t have to wait at all before requesting a new payday loan online.
Advance payday loans can come in several types that appeal to different target groups. AdvanceSOS offers additional cash advances like title, no credit check, and bad credit loans. See the complete list of payday loans in Pasadena, TX, below.
Bad Credit Loans
A bad credit score limits the borrowers’ cash advances by creditors. But there are still ways that you can get financial help, despite your credit. Many of our lenders offer instant cash to applicants with no credit or a bad score. To be eligible, you need to provide proof of employment and income.
Title loans could be a perfect solution for applicants that need quick cash and own a vehicle. These short-term loans work by the borrower securing their car as collateral. During the loan term, the lender holds it while the customer can still use it. After the customer repays the loan, the lender returns ownership of the vehicle.
No Credit Check Loans
If you have bad credit or you’re worried about harming your credit score, consider a no credit check loan. Many lenders will only perform a soft check to ensure their protection. This way, your score isn’t additionally harmed, and you’re still eligible for instant cash.
Payday Loans for Unemployed
If you’re currently in between jobs, you can still apply for payday loans online. Our lenders consider alternative income sources, like government benefits, pension, or retirement. If any of these make up your income, you might be eligible for unemployment. Additionally, a good credit score increases your chances of getting approved.
Legit Payday Loans
Our payday loans in Pasadena, Texas, are entirely legal. Moreover, AdvanceSOS abides 100% by all federal and state regulations. So, you’re completely safe when you’re borrowing from us.
ATM Locations in Pasadena, TX
|Corner Store ATM||921 E Pasadena Fwy, Pasadena, TX 77506|
|Corner Store ATM||1621 Red Bluff Rd, Pasadena, TX 77506|
|Corner Store ATM||550 E, TX-8 Beltway S, Pasadena, TX 77503|
|Corner Store ATM||6410 Red Bluff Rd, Pasadena, TX 77505|
|Corner Store ATM||6335 Spencer Hwy, Pasadena, TX 77505|
|Corner Store ATM||2201 E, 2201 E Southmore Ave, Pasadena, TX 77502|
|Corner Store ATM||1331 E, TX-8 Beltway, Pasadena, TX 77503|
|Corner Store ATM||3510 Burke Rd, Pasadena, TX 77504|
|Bank of America ATM (Drive-thru)||926 Southmore Ave, Pasadena, TX 77502|
|Cardtronics ATM||921 Pasadena Fwy, Pasadena, TX 77506|
|Cardtronics ATM||1300 Richey St, Pasadena, TX 77502|
|Cardtronics ATM||2001 Genoa Red Bluff Rd, Pasadena, TX 77505|
|Wells Fargo ATM||4111 Fairmont Pkwy, Pasadena, TX 77504|
|Texas First Bank ATM||7213 Fairmont Pkwy, Pasadena, TX 77505|
|Bank of America ATM (Drive-thru)||5803 Fairmont Pkwy, Pasadena, TX 77505|
|Cardtronics||3818 Red Bluff Rd, Pasadena, TX 77503|
|Bank of America ATM (Drive-thru)||4130 Fairmont Pkwy, Pasadena, TX 77504|
|HEB ATM||6210 Fairmont Pkwy, Pasadena, TX 77502|
|ATM (Amegy Bank)||2222 Shaver St, Pasadena, TX 77502|
|PNC Bank ATM||2001 Genoa Red Bluff Rd, Pasadena, TX 77505|
|Target||5757 Fairmont Pkwy, Pasadena, TX 77505|
|ATM||3815 Red Bluff Rd, Pasadena, TX 77503|
|Comerica Bank – ATM||5940 Fairmont Pkwy, Pasadena, TX 77505|
|Frost Bank ATM||South, 3201 E. Sam Houston Pkwy, Pasadena, TX 77505|
|Bank of America ATM (Drive-thru)||2763 Red Bluff Rd, Pasadena, TX 77506|
|ATM||171 Pasadena Town Square Mall, Pasadena, TX 77506|
|Trustmark ATM||4600 East Sam Houston Pkwy S, Pasadena, TX 77505|
|ATM (Quick Stop)||2204 Red Bluff Rd, Pasadena, TX 77506|
|ATM||7448 Spencer Hwy, Pasadena, TX 77505|
|ATM||2715 Strawberry Rd, Pasadena, TX 77502|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.