Payday Loans in Plano, TX

Creditors are ready to help you with a short-term loan.

Do you have some time off but are broke? Do you have something special you want to do? Need to buy a birthday gift for that special someone, but it’s between paydays? These kinds of troubles are over! Get a Payday Loan; Why not? How do you do it? It’s very easy! Fill out an online application with some elementary information, and a Creditor will get back to you, usually within a couple of hours.

Meet these simple criteria:

• Be 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
• Have an active bank account that has existed for at least three months.
• Be employed for the past three months, or that you have a steady income of some sort.
• Earn a minimum of $1000 per month.
• Have a working phone number and a valid residential address.

Our Lenders may assess your credit history by doing a ‘Soft Pull’ on it. Don’t worry; this does not affect your credit score. They don’t always do this; they’re mainly concerned about your ability to pay. Let’s say you apply before noon; you’ll probably get your approval later that same day. In many cases, you’ll get the funds too. And if you apply after mid-day or off-hours, then payment will likely be the next day. Our service providers will directly deposit the money in your bank unless other arrangements have been made, which might be possible in some situations.

There are different sorts of loans; one that suits everybody.

Payday Loans

The money is due on the very next scheduled payday, hence the name. Get cash today, and repay it two weeks later. Lenders can treat unemployment and disability payments the same as paychecks.

• $100 Payday Loans
• $200 Payday Loans
• $300 Payday Loans
• $400 Payday Loans
• $500 Payday Loans
• $1000 Payday Loans

Personal Loans

You repay the money according to the terms of your loan agreement. This is like a loan in which the terms are custom-made for you. Typically personal loans involve two or more payments and are from one month to a year.

Installment loans

This is the traditional style of loan we are all familiar with. Lenders create a regular and uniform payment plan, paid over a period of time. Installment loans usually involve more than one payment and can be from one or two months up to one or two years.

Title Loans

You can put up the title to your car, truck, motorcycle, or boat as collateral for a loan. Often, these sorts of loans have lower interest rates because you have secured the money by collateral. If you’re late, you won’t automatically lose your vehicle; that only happens if you default. If you’re a day or two late, you will be charged a late fee, of course.

No Credit Check Loan

For various reasons, borrowers don’t want to have their credit report affected by a hard pull on it. The three big credit companies aren’t involved in this type of loan. Lenders will only do a Soft-Pull in some cases, but it’s not a requirement. Mainly, the lender just wants some proof of income and to be sure that you’re going to honor the terms of the agreement.

Flex Loans

This is an open-ended pre-approved credit line up to a certain amount. No Collateral needed take as much as you want (up to the limit) whenever you want, 24/7. It works similarly to the way a credit card would work, except there’s no credit card.

One-hour Payday Loans

These are for situations that are time-critical. Perhaps the creditor has already checked your information out for previous loans, and you have a history of paying on time, with no significant changes. In this case, you don’t need to repeat the application process it can be fast-tracked to get the money quicker.

2nd Chance Loans

When you have had difficulties in the past with subprime lending and need a 2nd chance, these can really help! If things have happened that have prevented you from paying on time, but you haven’t completely defaulted on a loan, you can be given a second chance to prove your worthiness.

Legit Payday Loans

Loan sharks and other disreputable people are terrible and untrustworthy people to deal with. Our Lenders work well within the law. They do a “soft pull” on your credit your credit score isn’t affected. It gives some idea of how you manage credit and what amount of money they can trust you with. Service providers honestly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by Texas law. They assure your ability to repay the loan by checking that you have an income from a job or other source. They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.

APR and Fee

AdvanceSOS charges no fee for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.

Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.

Our Network of Payday Lenders all follows the regulations by the State of Texas.

Cash Advance and Payday Loan Companies Near You (Lenders Locations)