Payday Loans in Port Arthur, TX
Unemployed with no Money ’till the next workman’s Comp Check? Got an Urgent Bill to Pay? Between paydays and need to buy Something for that Someone Special? Get past these hurdles and get a Payday loan; Why not? It’s really easy! An online application is waiting for you to fill it out with some standard information. A Creditor will get back to you, usually within a couple of hours.
Meet these conditions:
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- Own an active bank account that has existed for at least three months.
- Be employed for the past three months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
Creditors will probably have a look at your credit report by doing a ‘Soft Pull’ on it. Don’t be concerned; this doesn’t have an effect on your credit score. They’re mostly concerned about your ability to pay. Apply before mid-afternoon, and you’ll likely get your approval that same day. In many cases, you’ll get the cash too. If you apply after mid-day or off-hours, then it will likely be the next day. The cash will be sent to your bank account relatively quickly unless other agreements have been made, which might be possible in some situations. There are various kinds of loans available, one that fits everybody.
The money is due on the very next scheduled payday, as the name implies. Take a small Payday Loan to get some fast cash in your pocket and repay it later. Some lenders treat unemployment and disability payments the same as paychecks.
- $100 Payday Loans
- $200 Payday Loans
- $300 Payday Loans
- $400 Payday Loans
- $500 Payday Loans
- $1000 Payday Loans
These are custom loans whose terms are tailored to meet your needs. You repay the money according to the terms of the agreement. Make payments on the dates and amounts agreed upon in advance. For example, if you were to need it to buy an inexpensive used car that cost $2,000. You know you’ll be a little bit strapped for money, so you promise to make four weekly payments of $300 each, followed by a $500 payment, and then you finish paying off the balance with your last payment.
This is simply the standard loan that we’re all used to. The money is repaid in equal payments on a regular schedule over a period of time. Weekly, bi-weekly, or monthly are the terms lenders offer to consumers.
You can put up the title to your car, truck, motorcycle, or boat as collateral for a loan. Often these sorts of loans have lower interest rates because you have secured the money with collateral. Of course, if you default on the loan, you’ll lose your property. That’s not what the lender wants they want you to repay the money.
No Credit Check Loan
There are times and situations that we don’t want a credit check. Lenders understand this. They’re more concerned with your ability and willingness to pay the loan off as you promise to do. The three big credit companies aren’t involved since lenders only do a “soft pull” sometimes.
It is an open-ended pre-approved credit line up to a certain amount and works similar to the way a credit card works. No Collateral; take as much as you want (up to the limit) when you want 24/7. You can choose to pay off the balance each month or roll it over to the next month.
One-hour Payday Loans
If you’re pressed for time, these can be the trick! After you’ve established a good record of paying on time with a lender, a check of your information isn’t necessary every time your employment, address, and the like haven’t changed.
2nd Chance Loans
When you have had difficulties in the past with subprime lending and need a 2nd chance, especially if you’re worried about being turned down because of a couple of late payments, then don’t. As long as you haven’t outright defaulted on a loan, everything will be fine.
Payday Loans from Legitimate people.
Scandalous people are everywhere; watch out! You really shouldn’t deal with such people. Our Lenders work within the established law to keep you safe and protect your rights. Lenders may do a “soft pull” of your credit, but only if needed- your credit score doesn’t change. They understand how well you deal with credit by doing this and what amount of money you can handle. Lenders explain their terms and conditions thoroughly, clearly, and transparently. They don’t try to trick you with small print containing hidden tricks. Texas law requires full disclosure. Repayment is assured by checking that you have an income from employment or another source. They won’t ask you for a pre-payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS.com charges nothing for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Complete our easy-to-use form, and we will connect you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.