Fast Payday Loan Lenders near San Antonio, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in San Antonio, TX.
Quick Online Payday Loans in San Antonio, TX, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in San Antonio, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Check `n Go||205 SW Military Dr||78221||(210) 092-1500||4.9||382|
|Advance America||8246 Marbach Rd #1||78227||(210) 067-5679||5||350|
|Advance America||10555 Culebra Rd Ste. 106||78251||(210) 064-1138||4.9||236|
|Advance America||1729 SW Military Dr||78221||(210) 092-2708||4.9||226|
|Check `n Go||3700 Fredericksburg Rd Ste 104||78201||(210) 073-4900||4.9||174|
|Power Finance Texas||8744 Wurzbach Rd||78240||(210) 036-2274||4.8||165|
|Advance America||1533 Austin Hwy #106||78218||(210) 082-0852||4.9||164|
|Check `n Go||5313 Rigsby Ave Ste 102||78222||(210) 064-9975||4.9||146|
|Advance America||2372 E Southcross Box #8||78223||(210) 053-9387||5||132|
|Check `n Go||6836 San Pedro Ave Suite 113||78216||(210) 030-7435||4.9||130|
|Advance America||13909 Nacogdoches Rd Ste. 106||78217||(210) 094-1063||4.9||119|
|Power Finance Texas||5431 Blanco Rd||78216||(210) 034-7575||4.8||107|
|Check `n Go||7475 W Military Dr Ste 108||78227||(210) 067-1400||4.8||101|
|Texas Car Title & Payday Loan Services, Inc.||4115 Fredericksburg Rd||78201||(210) 073-3969||4.8||78|
|Cash Store||7117 Blanco Rd Ste 2||78216||(210) 036-1681||4.2||54|
|Texas Car Title & Payday Loan Services, Inc.||11400 Culebra Rd Suite 201||78253||(210) 089-2374||5||40|
|Advance America||12550 US Hwy. 301||33525||(352) 252-0021||4.9||39|
|Advance America||1210 S Broad St Unit 17||34601||(352) 279-1410||4.8||29|
|Texas Car Title & Payday Loan Services, Inc.||9355 Culebra Rd #100||78251||(210) 081-3803||5||29|
|OneMain Financial||7864 Gall Blvd||33541||(813) 378-5859||4.5||25|
|LendNation||4535 Fredericksburg Rd Ste 105||78201||(210) 073-0138||3.4||17|
|Amscot – The Money Superstore||36640 5th Ave, FL-54||33541||(813) 378-7590||2.7||12|
|Allied Loan||5525 Blanco Rd #103||78216||(210) 032-1552||2.8||4|
|Check Man||14739 7th St||33523||(352) 252-2182||5||2|
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need?
When applying for payday loans, applicants must provide a few personal documents. Also, you will need to meet several requirements. To ease you into the process, we listed all that you need to do.
- Be of legal age and a resident of San Antonio, TX.
- Provide a government-issued photo ID.
- Have a stable income source of at least $1,000.
- Social Security Number.
- Have an active checking account.
- Provide a valid phone number and email address in case we need to contact you.
How Much Can You Borrow?
Payday loans in Texas don’t come with a minimum or maximum loan size limit. Meaning, borrowers can ask for instant cash from as little as 50 dollars to over 1,000 dollars. Residents of area code 210 request payday loans of around 800 dollars, on average. As for our customers, they usually go for a cash advance from the following range:
When Will You Receive Your Funds?
There’s a reason why we refer to these loans as instant cash. We only work with dependable lenders to send the cash transaction through as soon as possible. So, once you’re approved, you should have the quick cash by the end of the day.
But this is not always the case for every applicant. For example, if you apply on holiday, we won’t be able to send you the money instantly. The same goes if you send your payday loan application after our working hours. In these situations, we’ll approve the loan the following business day.
APR and Fee
Payday loans in Texas don’t have a set annual percentage rate. So, it can easily exceed 400%. Moreover, these small loans come with additional charges. Check out the table below where we covered all the extra fees you might come across:
- Loans smaller than 30 dollars charge 1 dollar for every 5 dollars you borrow.
- Payday loans in San Antonio, TX, that range between 30 dollars and 100 dollars charge 10% of the loan amount. If the small loan is below 30 dollars, there’s an additional 3 dollar monthly fee.
- Cash advances from 35 dollars to 70 dollars charge a monthly fee of 3.50. There’s also a 4 dollar extra charge if the loan exceeds 70 dollars.
- Short-term loans larger than 100 dollars charge a 10 dollar fee. Additionally, each 100 dollar loan charges an extra 4 dollars a month.
Regulations Surrounding Payday Loans in Texas
Payday loans in San Antonio, TX, come with a strict set of regulations. To guarantee their protection, all parties involved in the loans must follow them. For instance, there’s no limit on the amount that customers want to borrow. So, you should have no problem asking for a 500 dollar loan or larger.
Payday loans online can also come with two different types of terms. Single payday loans can be paid off between two weeks and a month. Alternatively, installment loans are due within six months.
Moreover, payday loans in San Antonio, TX, don’t have a limit on rollovers or a cooling-off period. Meaning, borrowers can request as many rollovers as they like and don’t have to wait between loans.
Advance payday loans can come in several different forms. Check out these top five kinds of payday loans online. Note that residents of area code 210 are eligible for all of them.
Bad Credit Loans
Those with bad credit or no credit can still qualify for payday loans in San Antonio, TX. Our lenders offer quick cash loans, regardless of your credit. Usually, they’ll only perform a soft check to ensure you can pay it back in time. They’ll also ask for proof of employment and income.
If you need instant cash and you own a vehicle, consider taking out a title loan. Title advances are short-term loans that work by using your car as collateral. During the loan term, the lender owns the car while you can still use it. After you pay the cash advance off, you’ll receive the vehicle title and ownership back.
No Credit Check Loans
If you have bad credit, credit lenders might consider you a risk. This, in turn, can make getting a payday loan tricky. Luckily, some creditors only perform a soft check on their potential customers. Additionally, they consider factors like account standing, employment, and monthly income (must be at least $1,000).
Payday Loans for Unemployed
If you’re having trouble holding down a job, that doesn’t make it impossible to get some financial help. Many lenders consider alternative revenue sources, not just employment. These can include retirement, pension, or government benefits. If any of these provide your income, you could be eligible for unemployment.
Legit Payday Loans
Out payday loans in San Antonio, TX, are 100% legal and legit. AdvanceSOS follows all federal and state regulations to guarantee everyone’s safety and ensure that everything runs smoothly. Hence, our customers have nothing to worry about when they’re applying with us.