Payday Loans in San Antonio, TX
Like many Americans, you might be having a tough time covering some emergency bills. If this is your case, consider taking out payday loans online. Payday loans in San Antonio, TX, are quick cash advances that come with short repayment terms and high-interest rates. Our customers usually get the funding they need the same day or the next business day. Taking out a 200 dollar loan can be a lifesaver if you need to accommodate any unforeseen expenses.
How to Apply for a Payday Loan Online in San Antonio
Applying for payday loans is a straightforward process that only takes a few minutes of your time. All you need to do is follow these steps, and you’ll be done in no time!
- Visit our site and click on the ‘Apply’ button.
- Fill in the loan application with all the required details.
- Wait for us to review your application and get back to you with suitable offers.
- E-sign the loan agreement.
- Hold while we send over the deposit to your bank account.
What Will You Need?
When applying for payday loans, applicants must provide a few personal documents. Also, you will need to meet several requirements. To ease you into the process, we listed all that you need to do.
- Be of legal age and a resident of San Antonio, TX.
- Provide a government-issued photo ID.
- Have a stable income source of at least $1,000.
- Social Security Number.
- Have an active checking account.
- Provide a valid phone number and email address in case we need to contact you.
How Much Can You Borrow?
Payday loans in Texas don’t come with a minimum or maximum loan size limit. Meaning, borrowers can ask for instant cash from as little as 50 dollars to over 1,000 dollars. Residents of area code 210 request payday loans of around 800 dollars, on average. As for our customers, they usually go for a cash advance from the following range:
- 100 dollar loan
- 200 dollar loan
- 300 dollar loan
- 500 dollar loan
- 1000 dollar loan
When Will You Receive Your Funds?
There’s a reason why we refer to these loans as instant cash. We only work with dependable lenders to send the cash transaction through as soon as possible. So, once you’re approved, you should have the quick cash by the end of the day.
But this is not always the case for every applicant. For example, if you apply on holiday, we won’t be able to send you the money instantly. The same goes if you send your payday loan application after our working hours. In these situations, we’ll approve the loan the following business day.
APR and Fee
Payday loans in Texas don’t have a set annual percentage rate. So, it can easily exceed 400%. Moreover, these small loans come with additional charges. Check out the table below where we covered all the extra fees you might come across:
- Loans smaller than 30 dollars charge 1 dollar for every 5 dollars you borrow.
- Payday loans in San Antonio, TX, that range between 30 dollars and 100 dollars charge 10% of the loan amount. If the small loan is below 30 dollars, there’s an additional 3 dollar monthly fee.
- Cash advances from 35 dollars to 70 dollars charge a monthly fee of 3.50. There’s also a 4 dollar extra charge if the loan exceeds 70 dollars.
- Short-term loans larger than 100 dollars charge a 10 dollar fee. Additionally, each 100 dollar loan charges an extra 4 dollars a month.
Regulations Surrounding Payday Loans in Texas
Payday loans in San Antonio, TX, come with a strict set of regulations. To guarantee their protection, all parties involved in the loans must follow them. For instance, there’s no limit on the amount that customers want to borrow. So, you should have no problem asking for a 500 dollar loan or larger.
Payday loans online can also come with two different types of terms. Single payday loans can be paid off between two weeks and a month. Alternatively, installment loans are due within six months.
Moreover, payday loans in San Antonio, TX, don’t have a limit on rollovers or a cooling-off period. Meaning, borrowers can request as many rollovers as they like and don’t have to wait between loans.
Advance payday loans can come in several different forms. Check out these top five kinds of payday loans online. Note that residents of area code 210 are eligible for all of them.
Bad Credit Loans
Those with bad credit or no credit can still qualify for payday loans in San Antonio, TX. Our lenders offer quick cash loans, regardless of your credit. Usually, they’ll only perform a soft check to ensure you can pay it back in time. They’ll also ask for proof of employment and income.
If you need instant cash and you own a vehicle, consider taking out a title loan. Title advances are short-term loans that work by using your car as collateral. During the loan term, the lender owns the car while you can still use it. After you pay the cash advance off, you’ll receive the vehicle title and ownership back.
No Credit Check Loans
If you have bad credit, credit lenders might consider you a risk. This, in turn, can make getting a payday loan tricky. Luckily, some creditors only perform a soft check on their potential customers. Additionally, they consider factors like account standing, employment, and monthly income (must be at least $1,000).
Payday Loans for Unemployed
If you’re having trouble holding down a job, that doesn’t make it impossible to get some financial help. Many lenders consider alternative revenue sources, not just employment. These can include retirement, pension, or government benefits. If any of these provide your income, you could be eligible for unemployment.
Legit Payday Loans
Out payday loans in San Antonio, TX, are 100% legal and legit. AdvanceSOS follows all federal and state regulations to guarantee everyone’s safety and ensure that everything runs smoothly. Hence, our customers have nothing to worry about when they’re applying with us.
ATM Locations in San Antonio, TX
|Corner Store ATM||1615 SW Loop 410, San Antonio, TX 78227|
|Corner Store ATM||1802 S General McMullen Dr, San Antonio, TX 78226|
|Corner Store ATM||2151 SW 36th St, San Antonio, TX 78237|
|Corner Store ATM||5105 McCullough Ave, San Antonio, TX 78212|
|Corner Store ATM||1002 Castroville Rd, San Antonio, TX 78237|
|Corner Store ATM||4338 W Commerce St, San Antonio, TX 78237|
|Corner Store ATM||606 W Theo Ave, San Antonio, TX 78225|
|Corner Store ATM||727 McCullough Ave, San Antonio, TX 78215|
|Corner Store ATM||802 NE Interstate 410 Loop, San Antonio, TX 78209|
|Comerica Bank – ATM||615 Northwest Loop 410 Ste 100, San Antonio, TX 78216|
|Wells Fargo||109 N San Saba, San Antonio, TX 78207|
|Corner Store ATM||3659 E Commerce St, San Antonio, TX 78220|
|Cardtronics ATM||512 S Flores St, San Antonio, TX 78204|
|Cardtronics ATM||2310 SW Military Dr, San Antonio, TX 78224|
|ATM||101 Bowie St, San Antonio, TX 78205|
|Cardtronics ATM||1402 N Main Ave, San Antonio, TX 78212|
|Wells Fargo ATM||2369 NW Military Hwy, San Antonio, TX 78231|
|Comerica Bank – ATM||100 N Santa Rosa St Suite 110, San Antonio, TX 78207|
|ATM||1702 SW Military Dr, San Antonio, TX 78221|
|Corner Store ATM||333 San Pedro Ave, San Antonio, TX 78212|
|Wells Fargo ATM||12777 W I-10, San Antonio, TX 78230|
|ATM (IBC Bank)||8503 NW Military Hwy # 170, San Antonio, TX 78231|
|Cardtronics ATM||8223 TX-151, San Antonio, TX 78245|
|Cardtronics ATM||214 Alamo Plaza, San Antonio, TX 78205|
|Cardtronics ATM||121 N Zarzamora St, San Antonio, TX 78207|
|Shazam Atm||2530 SW Military Dr, San Antonio, TX 78224|
|Wells Fargo ATM||8000 Callaghan Rd, San Antonio, TX 78230|
|Bank of America ATM (Drive-thru)||901 Bandera Rd, San Antonio, TX 78228|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.