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Get Quick and Easy Access to Local & Same Day Payday Loans in San Antonio, TX

Payday loans in San Antonio TX

Fast Payday Loan Lenders near San Antonio, TX

Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in San Antonio, TX.

Quick Online Payday Loans in San Antonio, TX, USA Faxless


Payday Loans Companies in San Antonio, TX

Addresses, phone numbers, and reviews of lenders stores working nearby you:

Company Address ZIP code Phone Number Ranting Reviews
Check `n Go 205 SW Military Dr 78221 (210) 092-1500 4.9 382
Advance America 8246 Marbach Rd #1 78227 (210) 067-5679 5 350
Advance America 10555 Culebra Rd Ste. 106 78251 (210) 064-1138 4.9 236
Advance America 1729 SW Military Dr 78221 (210) 092-2708 4.9 226
Check `n Go 3700 Fredericksburg Rd Ste 104 78201 (210) 073-4900 4.9 174
Power Finance Texas 8744 Wurzbach Rd 78240 (210) 036-2274 4.8 165
Advance America 1533 Austin Hwy #106 78218 (210) 082-0852 4.9 164
Check `n Go 5313 Rigsby Ave Ste 102 78222 (210) 064-9975 4.9 146
Advance America 2372 E Southcross Box #8 78223 (210) 053-9387 5 132
Check `n Go 6836 San Pedro Ave Suite 113 78216 (210) 030-7435 4.9 130
Advance America 13909 Nacogdoches Rd Ste. 106 78217 (210) 094-1063 4.9 119
Power Finance Texas 5431 Blanco Rd 78216 (210) 034-7575 4.8 107
Check `n Go 7475 W Military Dr Ste 108 78227 (210) 067-1400 4.8 101
Texas Car Title & Payday Loan Services, Inc. 4115 Fredericksburg Rd 78201 (210) 073-3969 4.8 78
Cash Store 7117 Blanco Rd Ste 2 78216 (210) 036-1681 4.2 54
Texas Car Title & Payday Loan Services, Inc. 11400 Culebra Rd Suite 201 78253 (210) 089-2374 5 40
Advance America 12550 US Hwy. 301 33525 (352) 252-0021 4.9 39
Advance America 1210 S Broad St Unit 17 34601 (352) 279-1410 4.8 29
Texas Car Title & Payday Loan Services, Inc. 9355 Culebra Rd #100 78251 (210) 081-3803 5 29
OneMain Financial 7864 Gall Blvd 33541 (813) 378-5859 4.5 25
LendNation 4535 Fredericksburg Rd Ste 105 78201 (210) 073-0138 3.4 17
Amscot – The Money Superstore 36640 5th Ave, FL-54 33541 (813) 378-7590 2.7 12
Allied Loan 5525 Blanco Rd #103 78216 (210) 032-1552 2.8 4
Check Man 14739 7th St 33523 (352) 252-2182 5 2

– companies ratings and reviews are based on their Google Business Profile. Updated June, 2023
– do you want to add, delete or modify your company details? Contact us –

Use Google Maps to Find Loan Places Near Your Location

Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.

What Will You Need?

When applying for payday loans, applicants must provide a few personal documents. Also, you will need to meet several requirements. To ease you into the process, we listed all that you need to do.

  • Be of legal age and a resident of San Antonio, TX.
  • Provide a government-issued photo ID.
  • Have a stable income source of at least $1,000.
  • Social Security Number.
  • Have an active checking account.
  • Provide a valid phone number and email address in case we need to contact you.

How Much Can You Borrow?

Payday loans in Texas don’t come with a minimum or maximum loan size limit. Meaning, borrowers can ask for instant cash from as little as 50 dollars to over 1,000 dollars. Residents of area code 210 request payday loans of around 800 dollars, on average. As for our customers, they usually go for a cash advance from the following range:

When Will You Receive Your Funds?

There’s a reason why we refer to these loans as instant cash. We only work with dependable lenders to send the cash transaction through as soon as possible. So, once you’re approved, you should have the quick cash by the end of the day.

But this is not always the case for every applicant. For example, if you apply on holiday, we won’t be able to send you the money instantly. The same goes if you send your payday loan application after our working hours. In these situations, we’ll approve the loan the following business day.

APR and Fee

Payday loans in Texas don’t have a set annual percentage rate. So, it can easily exceed 400%. Moreover, these small loans come with additional charges. Check out the table below where we covered all the extra fees you might come across:

  • Loans smaller than 30 dollars charge 1 dollar for every 5 dollars you borrow.
  • Payday loans in San Antonio, TX, that range between 30 dollars and 100 dollars charge 10% of the loan amount. If the small loan is below 30 dollars, there’s an additional 3 dollar monthly fee.
  • Cash advances from 35 dollars to 70 dollars charge a monthly fee of 3.50. There’s also a 4 dollar extra charge if the loan exceeds 70 dollars.
  • Short-term loans larger than 100 dollars charge a 10 dollar fee. Additionally, each 100 dollar loan charges an extra 4 dollars a month.

Regulations Surrounding Payday Loans in Texas

Payday loans in San Antonio, TX, come with a strict set of regulations. To guarantee their protection, all parties involved in the loans must follow them. For instance, there’s no limit on the amount that customers want to borrow. So, you should have no problem asking for a 500 dollar loan or larger.

Payday loans online can also come with two different types of terms. Single payday loans can be paid off between two weeks and a month. Alternatively, installment loans are due within six months.

Moreover, payday loans in San Antonio, TX, don’t have a limit on rollovers or a cooling-off period. Meaning, borrowers can request as many rollovers as they like and don’t have to wait between loans.

Loan Alternatives

Advance payday loans can come in several different forms. Check out these top five kinds of payday loans online. Note that residents of area code 210 are eligible for all of them.

Bad Credit Loans

Those with bad credit or no credit can still qualify for payday loans in San Antonio, TX. Our lenders offer quick cash loans, regardless of your credit. Usually, they’ll only perform a soft check to ensure you can pay it back in time. They’ll also ask for proof of employment and income.

Title Loans

If you need instant cash and you own a vehicle, consider taking out a title loan. Title advances are short-term loans that work by using your car as collateral. During the loan term, the lender owns the car while you can still use it. After you pay the cash advance off, you’ll receive the vehicle title and ownership back.

No Credit Check Loans

If you have bad credit, credit lenders might consider you a risk. This, in turn, can make getting a payday loan tricky. Luckily, some creditors only perform a soft check on their potential customers. Additionally, they consider factors like account standing, employment, and monthly income (must be at least $1,000).

Payday Loans for Unemployed

If you’re having trouble holding down a job, that doesn’t make it impossible to get some financial help. Many lenders consider alternative revenue sources, not just employment. These can include retirement, pension, or government benefits. If any of these provide your income, you could be eligible for unemployment.

Legit Payday Loans

Out payday loans in San Antonio, TX, are 100% legal and legit. AdvanceSOS follows all federal and state regulations to guarantee everyone’s safety and ensure that everything runs smoothly. Hence, our customers have nothing to worry about when they’re applying with us.

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