Payday Loans in San Marcos, TX
Lenders are ready to help if you want a fast short term loan!
Have you ever had some time off but were broke? Have you had something special you wanted to do? Needed to buy a birthday gift for that special someone, but it was between paydays? Those kinds of troubles are over!
Get a Payday Loan; Why not? How does it work? It’s pretty easy! Fill out an online form with some fundamental information and a Loan. The provider will get back to you, usually within a couple of hours.
You qualify by meeting these simple criteria:
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- An active bank account that has existed for at least three months.
- Be employed for the past 3 months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
When our creditors assess your credit history, they do a ‘Soft Pull’ on it, which does not affect your credit score. They don’t always do this; they’re mainly concerned about your ability to pay. If you apply before noon, you’ll probably get your approval later that same day. In many cases, you’ll get the money too. If you apply after mid-day or off-hours, then payment will likely be the next day. The money will be automatically deposited in your bank unless other arrangements are made, which might be possible in some situations.
There are different sorts of loans, one that suits every situation.
The money is due on the next scheduled payday. Choose the amount, get approved, and it will be sent directly to your bank account unless other arrangements have been made. Unemployment & disability payments are treated the same as a paycheck. Repay the sum on your next scheduled payday.
- $100 Payday Loans
- $200 Payday Loans
- $300 Payday Loans
- $400 Payday Loans
- $500 Payday Loans
- $1000 Payday Loans
The money is due according to the terms of the agreement. This is like a customized loan tailored to suit your situation. Terms of the loan are per agreement with the lender. Typically it involves two or more scheduled payments in the amounts pre-specified.
This is like the classic standard loan that we’re all familiar with. The money is paid back in payments over a period of time at regular intervals in uniform amounts. Normally an installment loan is anywhere from a couple of months up to one year. They can be longer if the period is agreed upon with the lender.
These loans are the same as a personal or installment loan except that you put up your car, truck, motorcycle or boat title as collateral for the loan. In general they’re lower interest because the loan is secured by your property. Of course if you default on the loan your property may end up as the lenders.
No Credit Check Loan
The big credit companies aren’t involved. If anything, only a Soft-Pull is done in some cases, but it’s not a requirement. The lender looks at your current situation, your ability to pay, and your demeanor. Since a Hard-Pull isn’t done, it has no affect on your credit score.
It’s an open-ended pre-approved line of credit up to a certain amount. No Collateral; take as much as you want (up to the limit) when you want 24/7. It feels sort of like a credit card except that it’s simply cash at your disposal when you need it without the piece of plastic.
One-hour Payday Loans
For time-critical situations. Normally these types of loans might be given after you’ve established a history with the creditor. If you’ve used the same lender for previous loans then as long as your information hasn’t changed then it doesn’t need to be checked again.
2nd Chance Loans
When you have had difficulties in the past with subprime lending and need a 2nd chance. Perhaps you’ve missed a payment or two, As long as you haven’t totally defaulted on a loan there’s a second chance for you. It isn’t usually a problem to get another loan, provided the lender and be sure that you’ll repay it on time.
Legit Payday Loans
Loan sharks and other disreputable people are untrustworthy people to deal with. Our Lenders work well within the law. They “soft pull” your credit – your credit score isn’t affected. It gives some idea of how you manage credit and what amount of money you can be trusted with at the time. Service providers honestly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by Texas law. They assure your ability to repay the loan by checking that you have an income from a job or other source. They will never ask you for an upfront payment before showing you the best online payday loans. None of the direct lenders we work with does this, nor do we charge our service fee.
APR and Fee
AdvanceSOS.com charges no fee for using our services. Our network members pay us a fee for connecting them to you, but you pay nothing.
Fill out our easy-to-use form, and we will introduce you to our network of trustworthy lenders for free. The lenders will set the APR and the fee.
Our Network of Payday Lenders all follows the regulations by the State of Texas.
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.