Fast Payday Loan Lenders near Temple, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Temple, TX.
Quick Online Payday Loans in Temple, TX, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Temple, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|TitleMax Title Loans||1109 W Adams Ave||76504||(254) 477-1877||4.9||427|
|TitleMax Title Loans||2715 Thornton Ln||76502||(254) 477-6944||4.9||423|
|Sun Loan Company||916 S 31st St Ste A||76504||(254) 477-1116||4.9||291|
|Western Finance||8 E Central Ave||76501||(254) 477-3255||4.9||281|
|Check `n Go||1616A SW H K Dodgen Loop||76504||(254) 489-1161||4.9||187|
|Payment 1 Loans – Temple||1229 S 31st St||76504||(254) 477-9952||4.8||142|
|World Finance||1610 S 31st St Ste 104||76504||(254) 477-5264||5||134|
|Loanstar Title Loans||1303 W Adams Ave||76501||(254) 474-0278||4.9||129|
|Texas Car Title & Payday Loan Services, Inc.||2522 E Hwy 190 unit a||76522||(254) 450-3681||4.9||125|
|ACE Cash Express||1040 S Fort Hood St||76541||(254) 452-2621||4.1||109|
|ACE Cash Express||1416 S 31st St||76504||(254) 479-9100||4.2||82|
|LoanStar Title Loans||3511 TX-53||76501||(254) 459-7630||4.9||68|
|Texas Car Title & Payday Loan Services, Inc.||511 N Hewitt Dr #7||76643||(254) 466-2657||4.9||48|
|Atlas Credit Co., Inc.||1408 S 31st St||76504||(254) 474-0155||4.9||44|
|First Cash Pawn||3002 SW H K Dodgen Loop||76504||(254) 477-0666||3.4||43|
|Excel Finance||4311 S 31st St #110||76502||(254) 477-9087||3.8||39|
|World Finance||221 W Adams Ave||76501||(254) 477-2901||5||37|
|Covington Credit||2 S 1st St||76501||(254) 477-0048||5||32|
|Regional Finance||2314 W Adams Ave||76504||(254) 477-4145||4.6||32|
|CashMax Title & Loan||2501 S W S Young Dr #105||76541||(254) 469-0455||4.3||28|
|Stepstone Credit||1014 S 31st St #5213||76504||(254) 459-3011||4.4||16|
|Cash Store||300 E FM 2410 Rd #102||76548||(254) 461-5265||3.6||15|
|Texan Credit Corporation||1412 W Adams Ave||76504||(254) 477-3442||4.4||9|
|Cash Store||1200 Lowes Blvd Ste 104||76542||(254) 461-5885||2.3||9|
|Direct Bad Credit Loans||202 S 27th St||76504||(254) 427-3724||5||8|
|Cash America Pawn||1408 W Adams Ave||76504||(254) 477-8097||3||8|
|Bell Finance Co||1102 W Adams Ave C||76504||(254) 477-2333||5||7|
|Cash Store||211 Sparta Rd||76513||(254) 493-7300||1.7||6|
|Service Loan Company||215 W Adams Ave||76501||(254) 477-0070||5||5|
|Gold Star Finance Inc||Temple||76504||(254) 479-0305||4||5|
|Family Loans of Temple||10 E Avenue A||76501||(254) 477-5241||4.2||5|
|Cash Store||719 W Rancier Ave||76541||(254) 455-4017||4.5||4|
|Capital Farm Credit||2115 Birdcreek Terrace||76502||(254) 477-3417||4||2|
|First Cash Advance||110 N 27th St||76504||(254) 477-1210||1||2|
|Quick Payday Loans||1404 W Adams Ave #52||76504||(254) 427-1917||5||2|
|Cash In A Flash||1020 S 31st St||76504||(254) 477-0776||5||1|
|1st Franklin Financial||4311 S 31st St Suite 110||76502||(254) 477-9087||1||1|
|The Money Station||1229 S 31st St||76504||(254) 477-9952||0||0|
|Security Finance||2 S Main St||76501||(254) 477-3678||0||0|
|Danny W. Crider | Fairway Independent Mortgage Corporation Loan Officer||3923 S General Bruce Dr||76502||(512) 265-6891||0||0|
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
How it works is easy!
Simply fill out an online form with some basic information, and a service provider will get back to you, usually within a couple of hours.
- 18 or older and have Identification: A valid Driver’s License, State ID Card, Military ID, Passport, or Passport Card.
- An active bank account that has existed for at least three months.
- Be employed for the past 3 months, or that you have a steady income of some sort.
- Earn a minimum of $1000 per month.
- Have a working phone number and a valid residential address.
- There is a wide range of different types of loans, one that suits every set of circumstances.
1) Payday Loans
The money is due the following payday. These include Quick Cash loans on unemployment & disability payments which are treated the same as a paycheck. If lenders need to consider your credit history, they do a ‘Soft Pull’ on it, which has no impact on your credit score. Loan providers don’t do this in every case; they’re more concerned about your ability to pay than anything else. If you’ve applied during the first half of the day, you’ll likely get your approval later that same day. In many cases, you’ll get the funds too. If you apply later in the day or during off-hours, then payment will obviously be the next day. Typically the money will be automatically deposited into your bank account. Other arrangements might be made as well in some situations.
2) Personal Loans
The money is due according to the terms and amounts agreed to. You tell the lender how much you need, and he’ll tell you what he can do for you. You’ll agree on an amount, schedule of payments and how much they’ll be, and other terms of the agreement such as late fees. The loan is unsecured, so you don’t have to put up your car or house as collateral.
3) Installment loans
The money is paid back in installments over a longer period of time. The time period can be for any amount of time up to around 30 years, although traditionally, only a bank will commit to something that long-term. Unlike a personal loan, the amount and number of payments are set, unlike a personal loan which could have variable payments, in theory. The loan may or may not be secured by collateral. If secured by collateral, then you can expect the interest rate to be lower.
4) Title Loans
Your title to a car, truck, motorcycle, or boat can be put up to secure a loan. Typically these types of loans have lower interest rates because the money has been secured by collateral. They are also usually shorter-term than an installment loan or a personal loan.
5) No Credit Check Loan
None of the big three credit companies are involved. If anything, only a Soft-Pull might be done in some cases, but it’s not a requirement. Generally, these loans are short-term and may or may not involve putting up collateral. If the collateral is put up, then you can expect the interest rate to be lower.
6) Flex Loans
It is a pre-approved open-ended line of credit up to a maximum amount. No Collateral; take as much as you want (up to the limit) when you want 24/7. It involves no collateral and works somewhat the way a standard credit card does as far as repayment goes.
7) One-hour Payday Loans
For time-critical situations. These loans are generally the same as standard payday loans, but approval is done in a hurry. Perhaps you have a good history with the lender, and your details are known and don’t need to be done again.
8)2nd Chance Loans
When you have a problematic past with subprime lending and need a 2nd chance, you probably won’t qualify for this type of loan if you outright defaulted on a subprime loan in the past. However, if you had problems with late payments or had to make partial payments, some lenders will give you another chance.
Legit Payday Loans
Stay away from loan sharks and other disreputable people. Our Lenders work within the law in Texas.
They run a “soft pull” credit check – your credit score isn’t affected. It gives some idea of how you handle credit and what amount of cash you can be trusted with.
Lenders clearly explain their terms and conditions and don’t try to fool you with terms hidden in the small print. Full disclosure in a loan is required by law.
They verify your ability to repay the loan by checking that you have an income from a job or other source. This is not a legal requirement, though, so your statement that you can afford the loan is sometimes enough.
They will never ask you for an upfront payment before showing you the best online payday loans they have to offer. None of the direct lenders we work with does this, nor do we charge you a service fee.
APR and Fee
AdvanceSOS.com charges nothing for using our services. Our network members pay us a fee for connecting them to you, and you pay nothing. Fill out our easy-to-use form, and we will connect you to our network of trustworthy lenders for free. The lenders will set the APR and the fee. Our Network of Payday Lenders all follows the regulations by the State of Texas.
Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.