Payday Loans in Weslaco, TX
Are you in need of quick cash, but you don’t know where to get it? Did you know that the money you need is only a click away? These days, you don’t always need to worry about asking for instant cash from family or friends.
Unlike in the past, it’s now easy to get payday loans online. Whether you need to do some car, truck, or van repairs or you have emergency medical bills, you can get payday loans in Weslaco, TX, then pay the money back whenever you receive your next paycheck. Wondering how? Don’t worry.
In this article, you’re going to learn about the benefits of a payday loan, how to get payday loans in Weslaco, TX, and the basic requirements for applying for payday loans. Sounds good? Alight, let’s dive in.
What are payday loans?
Also known as cash advances, payday loans are short-term loans given to borrowers that are paid back with their next paycheck.
You can apply for a payday loan of around $500 and below and repay it within two to four weeks.
These loans are intended to help people get some instant cash to sustain them until their next paycheck hence, they are called payday loans.
What are the benefits of a payday loan?
You probably have read warnings about taking payday loans online.
Oftentimes, people think that this loan type lures borrowers into financial mire.
Undoubtedly, there are shady lenders who are just looking to prey upon people looking for short-term loans.
However, there are also lawful lenders that are committed to helping people acquire quick cash so they can solve the problems they are facing at the moment.
People love payday loans because you can repay them back when you receive your next paycheck.
Apart from that, the payday loan application process is very simple, and you can apply for it at any time.
Besides, you can also use your payday loan for whatever purposes you see fit.
Another great thing about them is that you can pick repayment terms that suit your needs.
How to get a payday loan in Weslaco, TX
You can apply and get a payday loan in Weslaco, TX in minutes.
Ideally, you can apply for payday loans in Texas through direct lenders online, but it is also advised that you choose a trusted lender with good borrowers’ feedback.
How to apply for a payday loan in Weslaco, TX is simple.
You will need to go to the website that connects you with a trusted lender and enter your information in the online form provided.
Once your information is captured and assessed, you will get an instant response with offers as well as the rates and terms.
Choose the loan you want to get, and accept the terms of the loan.
Once approved, the cash will be deposited into your checking account within minutes or by the next business day.
Requirements to get a payday loan in Weslaco, TX
To get a payday loan in Weslaco, TX, you must meet the following requirements:
- Be 18 years old or over.
- Be working in a stable job for at least 90 days.
- Be a citizen or permanent resident of Texas.
- Have a home or work phone number and valid email address.
- Have a banking account registered under your name.
- Have a stable monthly income of at least $1,000 after taxes.
APR and Fees
To calculate the payday loan interest rates, you need to get the annual percentage interest rate (APR) for loans by dividing the interest paid by the total amount borrowed, multiply by 365, divide the number by the duration of repayment term, then multiply by 100.
In Texas, when you apply for a loan of between $30 and $100, you’re charged a service fee of 10% of the loan amount.
How can we help?
AdvanceSOS.com doesn’t lend nor act as a lender or lending partner. We also don’t make decisions regarding loans or credit.
Our main responsibility is to connect potential borrowers with lenders or lending partners.
We also do not control or hold any responsibility for any agreement, actions, or failures from lenders, borrowers, or lending partners.
We teach you how to apply for a payday loan, receive loan requests from potential borrowers, collect your information, and connect you with a suitable lender.
AdvanceSOS.com provides you with a secure online loan form that takes no more than just a few minutes to complete and submit. Once you enter all the required information, we connect you with a reliable lender.
If your loan is approved, the cash is sent to your checking account the same day or the next business day.
ATM Locations in Weslaco, TX
|IBC Bank ATM||606 S Texas Blvd #A, Weslaco, TX 78596|
|Wells Fargo ATM||804B N, Texas Blvd N, Weslaco, TX 78596|
|PlainsCapital Bank ATM||911 W Expy 83, Weslaco, TX 78596|
|BBVA Compass ATM||1401 E 8th St, Weslaco, TX 78596|
|Texas Nation Bank||2602 N Westgate Dr, Weslaco, TX 78596|
|Stripes||725 S Texas Blvd, Weslaco, TX 78596|
|ATM (Stripes)||725 S Texas Blvd, Weslaco, TX 78596|
|ATM (Stripes)||1621 W Business 83, Weslaco, TX 78596|
|ATM (Stripes)||102 W Expy 83|
|Corner Store ATM||3225 E Expressway 83, Weslaco, TX 78596|
|ATM (Tejano Mart)||1540 US-83 BUS, Weslaco, TX 78596|
|HEB ATM||310 N Westgate Dr, Weslaco, TX 78596|
|Wells Fargo ATM||1901 W Expy 83, Weslaco, TX 78596|
|ATM||415 S International Blvd, Weslaco, TX 78596|
|ATM||3101 E Expressway 83, Weslaco, TX 78596|
|ATM||804B N, Texas Blvd N, Weslaco, TX 78596|
|ATM||904 Texas Blvd N, Weslaco, TX 78596|
|ATM||102 W Expy 83, Weslaco, TX 78596|
|Cardtronics||1701 W Business 83, Weslaco, TX 78596|
|ATM||401 N Westgate Dr, Weslaco, TX 78596|
Amanda is a senior writer at AdvanceSOS. She has more than six years of journalism experience, mostly in the finance sector. She graduated with a Bachelor’s Degree from Drew University.