Fast Payday Loan Lenders near Wichita Falls, TX
Borrow money for your urgent cash needs in Texas by visiting a lender’s office; or applying for an urgent loan online. But, if you need money fast from the best lender in your state, apply online. Check out the best features of applying for loans online here at AdvanceSOS. We also have for you a list of direct lenders near you in Wichita Falls, TX.
Quick Online Payday Loans in Wichita Falls, Texas, USA Faxless
Why Should I Choose Short-Term Online Loans at AdvanceSOS?
1. Quick All-in Application
Loan searching can be the biggest struggle of borrowing. If you need urgent funding immediately, in-person borrowing can only disappoint you. Surveying your options can take hours. Applying can take a few days more as you wait for lenders to get back to you.
But here at AdvanceSOS, we do not disappoint our customers who need fast cash loans today. We offer instant approval of loans 24 hours a day and 7 days a week. Get same-day payday approval for our same-day deposit loans. Get the help you need at once for your cash emergencies.
Our fast and easy application only takes 3-5 minutes and will reach ALL our licensed lenders. Within a few minutes, we can already get back to you with your top loan offer. Sign the contract and get money into your bank account within 24 hours- sometimes, even less! No waiting for store hours, queuing or waiting needed.
2. Flexible Terms: Unemployment & Bad Credit OK
Lenders can be, and their requirements can be hard to achieve, but not here at AdvanceSOS. We do not let any credit type or financial situation get in the way of extending our services. We have loans for our valued customers from all backgrounds.
Borrow a small-dollar loan ranging from $100 to $1,000 (even up to $5,000) with a BAD credit score or NO credit history. Keep in mind the maximum sum you can get depends on payday loans laws in your state. Poor and bad credit is not a big problem because we have no traditional hard credit checks like banks and credit unions. Low income or even unemployment is also not a problem as long as you have an alternative. We accept disability checks, alimony, child support, and the like.
Another feature of our no-credit-check loans is our fax-less payday loans. No need to fax – send only scanned copies of your documents so we can process your application right away.
3. Trusted Loans with a Reliable Licensed Lender
We do not tolerate scams and questionable lending services here at AdvanceSOS. Using our advanced AI systems, get connected to trustworthy direct lenders near you. With the help of our experts, ensure your complete safety and the security of your data.
Once we receive your application, our systems will get right on matching you with our most eligible loan provider. We have 150+ direct lenders from all established loan centers, shops, stores, companies, agencies, organizations, apps, and other alternative local lenders in our network. So, we will not only find you an offer but the top one at that.
Never again be scammed into lending offices, locations, and places where lenders offer risky loans with high rates. Get your fast cash loans only from AdvanceSOS. Secure your privacy and financial future all at once.
How to Apply for a Payday Loan Online?
Apply for an AdvanceSOS payday loan within 3 minutes online. Get instant approval for the top loan offer within hours and fund your cash needs within 24 hours or less today!
Step 1 – Make an Application
Let us know how much you need, how long you want to borrow it, a few basic personal details, where we can deposit your funds, and how we can reach you (phone number and email).
Step 2 – Decision & Approval
Within a few hours, receive your top loan offer. This is already pre-approved, ready for your approval. After exploring its terms, you can go on and e-sign your loan contract to cash it out.t.
Step 3 – Receive Money Within 24 Hours
Be ready to receive your loan funding in your bank account within 24 hours or less. Access your funds anytime, anywhere, using any ATM near you right away.
Payday Loans Companies in Wichita Falls, TX
Addresses, phone numbers, and reviews of lenders stores working nearby you:
|Company||Address||ZIP code||Phone Number||Ranting||Reviews|
|Advance America||2710 Central E Fwy #130||76306||(940) 085-4827||4.9||346|
|Check `n Go||4214 Kemp Blvd||76308||(940) 068-0815||4.9||185|
|Texas Car Title & Payday Loan Services, Inc.||3608 Kell W Blvd||76309||(940) 069-0758||4.9||138|
|Check `n Go||719 Scott Ave #106||76301||(940) 085-0366||5||118|
|Shamrock Finance||4708 K Mart Dr # H||76308||(940) 076-3112||4.8||101|
|Western Finance||1800 Kemp Blvd||76309||(940) 072-9393||4.9||95|
|Sun Loan Company||2913 Bob Ave||76308||(940) 032-1771||4.9||71|
|ACE Cash Express||3605 Kemp Blvd||76308||(940) 069-6264||4.6||34|
|ACE Cash Express||3624 Old Jacksboro Hwy #104||76302||(940) 076-4800||4.9||22|
|CashMax Title & Loan||3117 Kemp Blvd||76308||(940) 069-2274||4.6||19|
|Cash Store||3900 Sheppard Access Rd||76306||(940) 085-3314||3.7||7|
|Cash Store||1506 Southwest Pkwy||76302||(940) 076-0572||2.7||6|
|Auto Cash Money Center||2720 Old Iowa Park Rd||76306||(940) 072-7554||4.8||6|
|Regional Finance||2708 Southwest Pkwy Suite 114||76308||(940) 028-6171||3.5||6|
|Toledo Finance||3411 Kemp Blvd A||76308||(940) 069-8868||5||4|
|Service Loan Co||2910 Kemp Blvd #110||76308||(940) 072-2972||3.7||3|
|Texan Credit Corporation||2708 Southwest Pkwy Ste 124||76308||(940) 069-0600||3||2|
|Direct Payday Loans||1722 9th St #3456||76301||(940) 046-4175||0||0|
|Gotcha Loans||3406 Kemp Blvd||76308||(940) 068-8273||0||0|
|Cash & Go||5376 Kell W Blvd||76310||(940) 069-3007||0||0|
– companies ratings and reviews are based on their Google Business Profile. Updated July, 2022
– do you want to add, delete or modify your company details? Contact us – [email protected]
Use Google Maps to Find Loan Places Near Your Location
Do you want to learn more? Check the video about payday loans in Texas by Nick Wilson experienced loan officer.
What Will You Need?
While you’re applying for payday loans, you’ll notice that you need to meet several requirements. Moreover, you need to provide the lender with a few personal documents. To make the process easier for you, we listed all the necessary information you need to present.
- A government-issued ID, proving you’re of legal age.
- To be a resident of Wichita Falls.
- An active checking account.
- Proof of a stable income source, like a pay stub from your employer. Note that the income must be at least $1,000.
- Your Social Security Number
- A Phone number and email address
How Much Can You Borrow?
Texas law doesn’t specify a maximum limit on advance payday loans. Meaning, Wichita Falls residents shouldn’t have a problem taking out a 500 dollar loan or larger. On average, Texans take out around $800. As for our customers, they usually borrow a cash advance from the following range:
When Will You Receive Your Funds?
Our lender service only works with reliable creditors that make sure to get you your money in a timely fashion. So, once you’re approved, you should have the cash advance the same day. If you apply on a non-working day, however, this won’t be the case. Instead, we’ll send the transaction through the following business day.
APR and Fee
Residents in area code 940 don’t have a set annual percentage rate. So, it can easily go over 400%. As for the extra fees, they differ depending on the loan amount. See the list below for more information.
- Loans below $30 charge $1 for each $5
- Small loans between $30 and $100 have a 1/10 fee. If the loan is under $30, then there’s a $3 monthly fee.
- Short-term loans that range between $35 and $70 cost $3.50 a month. Additionally, loans that exceed $70 charge an extra $4 a month.
- Loans larger than $100 charge an extra $10. There’s also a $4 monthly fee for every 100 dollar loan.
Regulations Surrounding Payday Loans in Texas
State authorities have a set of strict guidelines regarding payday loans online in Texas. They must be followed to ensure the protection of all parties involved. Payday loans in Wichita Falls, TX, can come in two different terms.
Single payday loans need to be repaid between 14 and 31 days. Installment loans, however, can be paid off within six months. We also must note that there isn’t a limit on how much money customers can borrow.
Moreover, Texas law doesn’t specify a limit on rollovers. The government also doesn’t say anything about a cooling-off period. So, customers don’t need to wait at all before taking out another loan and can request rollovers. This means that some applicants may ruin their credit score.
We offer several different kinds of payday loans in Wichita Falls, TX. Check out this list below of the top five advance payday loans on the menu for our customers.
Same-Day Payday Loans
The same-day deposit payday loan can be the perfect solution when you need cash fast. These loans are available from many lenders and can be used for various purposes. So whether you need to cover an unexpected expense or want to get your hands on some extra cash, a same-day deposit payday loan can help you get the funds you need.
Bad Credit Loans
Even if you have a bad credit score, you could still be eligible for small loans. AdvanceSOS helps customers get in touch with lenders that offer bad credit loans. These lenders usually only perform a soft check, so your credit score won’t be additionally harmed.
Title loans might be the thing for you if you need a larger loan. These short-term loans work by customers signing over their vehicle’s title to the lender. Yet, during the loan term, the applicant can still use the car. Once they pay it off, the borrower gets full ownership again.
No Credit Check Loans
If you have no credit or a bad credit score, you might have trouble getting quick cash. However, some of our lenders provide loans without running a hard credit check. To be eligible for these instant cash loans, you need to provide proof of employment and income, like a recent bank statement.
Payday Loans for Unemployed
Those who are in-between jobs can also apply for small loans. There are plenty of lenders that consider other revenue sources and offer unemployment loans. So, if you receive government benefits, retirement, or pension, you could be eligible for financial help. Having a good credit ranking is also a plus.
Legit Payday Loans
Payday loans in Wichita Falls, TX, are completely legal. So, if you are in an urgent situation and need a larger sum of money, consider applying with us. The loan amounts range from as little as $50 to $1,000 and more. We also offer small loans to applicants that have bad credit.
Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.