Apply For Same Day Payday Loans Online in Virginia (VA) with AdvanceSOS

With inflation on the rise and gas prices getting higher everyday, sometimes your weekly check is not enough to pay your bills and take care of yourself. If you have a family, or any other dependent, then things get even more complicated. Luckily, AdvanceSOS offers payday loans alternatives in Virginia in 24 hours.
Can I Get a Payday Loan Alternative in Virginia on the Same Day?
Yes, loans with direct deposit on the same day are available in Virginia. AdvanceSOS makes it easy to find same-day online installment lenders by pairing you with the best lender who matches your financial needs. Just follow the steps outlined in the online application, and AdvanceSOS will connect you with Virginia’s top lenders.
How Many Small Loans Can You Have in Virginia?
Virginia only allows one active small loan at a time. The maximum loan amount you can borrow is $2,500. If you already have an active loan, you’ll need to pay it off first before you can take another short-term loan.
Does Virginia Allow Payday Loans?
Online payday loans in Virginia are a legal and government-approved business. Virginia law changed the phrase “payday loans” to “short-term loans” according to HB 789 and the limit was raised to $2,500.
The law also states that short-term loans have a minimum term of 4 months and a maximum term of 24 months, and the maximum APR is set at 36%.
How to Apply for Small Dollar Loans in Virginia?
You’ll need to provide the following information to apply for a small loan with an online lender:
– Proof of income
– Open and active bank account
– Valid Social Security Number
– Email address
– Phone number
Once you have all this information, fill out the online application and wait for the approval. This process should only take a few hours or less.
Can I Get a Small Loan in Virginia With Bad Credit?
You can still get a cash advance in Virginia even with a bad credit score below 640. Many lenders offer loans to people with poor credit, as long as you have an income that allows you to pay back the amount.
Can I Get a Dollar Loan in Virginia With No Credit Check?
Many lenders in Virginia offer up to $1,000 for no credit check small loans. Small loan lenders determine your approval based on your verifiable proof of income. Get approved today with no credit history, no collateral, and no cosigner.
Why Is AdvanceSOS the Best Solution for Online Small Loan?
Virginia state residents can use AdvanceSOS to connect with direct small lenders. You can get short-term loans all over the country with our service, such as Washington and Vermont, with a few clicks.
Here are a few reasons why AdvanceSOS is the best place to look for same-day online small loans:
– Unlike other small loan intermediaries, AdvanceSOS is completely free. Users are not charged any additional cost for using our service.
– AdvanceSOS connects you with all kinds of lenders, many offering same-day cash advances you can get by filling out a simple application.
– You can complete the entire process from one place in one sitting. Simply fill out the loan request form, get access to a lender, provide all your information, and wait for approval.
– AdvanceSOS is quick and reliable and works 24/7, so you can get a loan even on weekends, and all it takes is five minutes to fill the form.
– Apply for small loans in Virginia using AdvanceSOS and get approved for small loans of up to $2,500.
Updated: Oct 1, 2023
What Are The Current Regulations for Payday Loans in Virginia?
Law status | available |
---|---|
MIN Loan Amount | $100 |
MAX Loan Amount | $1,000 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MAX APR | 36% |
Additional fees | Not limited |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | None |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | None |
Credit score requirements | Available for Bad Credit |
Where Can We Help You Apply for Loans in Virginia?
AdvanceSOS offers quickly help you find the top loan offers in cities like Richmond, Fredericksburg, Danville, Roanoke, Alexandria and Winchester.
Richmond
Fredericksburg
Danville
Other cities
Abingdon | Accomac | Achilles | Afton |
Alberta | Aldie | Alexandria | Altavista |
Alton | Amelia Court House | Amherst | Amissville |
Ammon | Amonate | Andover | Annandale |
Appalachia | Appomattox | Ararat | Arcola |
Ark | Arlington | Aroda | Arrington |
Arvonia | Ashburn | Ashland | Assawoman |
Atkins | Atlantic | Augusta Springs | Austinville |
Axton | Aylett | Bacova | Banco |
Bandy | Barboursville | Barhamsville | Barren Springs |
Baskerville | Bassett | Bastian | Basye |
Batesville | Battery Park | Bealeton | Beaumont |
Beaverdam | Bedford | Bee | Belle Haven |
Belspring | Ben Hur | Bena | Bent Mountain |
Bentonville | Bergton | Berryville | Big Island |
Big Rock | Big Stone Gap | Birchleaf | Birdsnest |
Bishop | Blacksburg | Blackstone | Blackwater |
Blairs | Bland | Bloxom | Blue Grass |
Blue Ridge | Bluefield | Bluemont | Bohannon |
Boissevain | Boones Mill | Boston | Bowling Green |
Boyce | Boydton | Boykins | Bracey |
Branchville | Brandy Station | Breaks | Bremo Bluff |
Bridgewater | Brightwood | Bristol | Bristow |
Broad Run | Broadford | Broadway | Brodnax |
Brooke | Brookneal | Brownsburg | Brucetown |
Bruington | Buchanan | Buckingham | Buena Vista |
Buffalo Junction | Bumpass | Burgess | Burke |
Burkes Garden | Burkeville | Burr Hill | Callands |
Callao | Callaway | Calverton | Cana |
Cape Charles | Capeville | Capron | Cardinal |
Caret | Carrollton | Carrsville | Carson |
Cartersville | Casanova | Cascade | Castleton |
Castlewood | Catawba | Catharpin | Catlett |
Cedar Bluff | Center Cross | Centreville | Ceres |
Champlain | Chantilly | Charles City | Charlotte Court House |
Charlottesville | Chase City | Chatham | Check |
Cheriton | Chesapeake | Chester | Chester Gap |
Chesterfield | Chilhowie | Chincoteague Island | Christchurch |
Christiansburg | Church Road | Church View | Churchville |
Claremont | Clarksville | Claudville | Clear Brook |
Cleveland | Clifford | Clifton | Clifton Forge |
Clinchco | Clintwood | Clover | Cloverdale |
Cluster Springs | Cobbs Creek | Coeburn | Coleman Falls |
Coles Point | Collinsville | Colonial Beach | Colonial Heights |
Columbia | Concord | Copper Hill | Corbin |
Courtland | Covesville | Covington | Craddockville |
Craigsville | Crewe | Criders | Crimora |
Cripple Creek | Critz | Crockett | Cross Junction |
Crozet | Crozier | Crystal Hill | Cullen |
Culpeper | Cumberland | Dahlgren | Daleville |
Damascus | Dante | Danville | Davenport |
Davis Wharf | Dayton | Deerfield | Delaplane |
Deltaville | Dendron | Dewitt | Diggs |
Dillwyn | Dinwiddie | Disputanta | Doe Hill |
Dogue | Dolphin | Doran | Doswell |
Drakes Branch | Draper | Drewryville | Dry Fork |
Dryden | Dublin | Duffield | Dugspur |
Dulles | Dumfries | Dundas | Dungannon |
Dunn Loring | Dunnsville | Dutton | Dyke |
Eagle Rock | Earlysville | East Stone Gap | Eastville |
Ebony | Edinburg | Edwardsville | Eggleston |
Elberon | Elk Creek | Elkton | Elkwood |
Elliston | Emory | Emporia | Esmont |
Etlan | Evergreen | Evington | Ewing |
Exmore | Faber | Fairfax | Fairfax Station |
Fairfield | Falls Church | Falls Mills | Fancy Gap |
Farmville | Farnham | Ferrum | Fieldale |
Fincastle | Fishers Hill | Fishersville | Flint Hill |
Floyd | Ford | Forest | Fork Union |
Fort Belvoir | Fort Blackmore | Fort Defiance | Fort Eustis |
Fort Lee | Fort Mitchell | Fort Monroe | Fort Valley |
Foster | Franklin | Franktown | Fredericksburg |
Free Union | Freeman | Fries | Front Royal |
Ft Myer | Fulks Run | Gainesville | Galax |
Garrisonville | Gasburg | Gate City | Glade Hill |
Glade Spring | Gladstone | Gladys | Glasgow |
Glen Allen | Glen Lyn | Glen Wilton | Gloucester |
Gloucester Point | Goldvein | Goochland | Goode |
Goodview | Gordonsville | Gore | Goshen |
Graves Mill | Great Falls | Green Bay | Greenbackville |
Greenbush | Greenville | Greenway | Greenwood |
Gretna | Grimstead | Grottoes | Grundy |
Gum Spring | Gwynn | Hacksneck | Hadensville |
Hague | Halifax | Hallieford | Hallwood |
Hamilton | Hampden Sydney | Hampton | Hanover |
Harborton | Hardy | Hardyville | Harrisonburg |
Hartfield | Hartwood | Hayes | Haymarket |
Haynesville | Haysi | Haywood | Head Waters |
Heathsville | Henry | Herndon | Highland Springs |
Hillsville | Hiltons | Hinton | Hiwassee |
Honaker | Hood | Hopewell | Horntown |
Horsepen | Hot Springs | Howardsville | Huddleston |
Hudgins | Hume | Huntly | Hurley |
Hurt | Hustle | Independence | Indian Valley |
Iron Gate | Irvington | Isle of Wight | Ivanhoe |
Ivor | Ivy | Jamaica | Jamestown |
Jamesville | Jarratt | Java | Jeffersonton |
Jenkins Bridge | Jersey | Jetersville | Jewell Ridge |
Jonesville | Keeling | Keen Mountain | Keene |
Keezletown | Keller | Kenbridge | Kents Store |
Keokee | Keswick | Keysville | Kilmarnock |
King and Queen Court House | King George | King William | Kinsale |
La Crosse | Lacey Spring | Lackey | Ladysmith |
Lambsburg | Lancaster | Laneview | Lanexa |
Laurel Fork | Lawrenceville | Lebanon | Leesburg |
Leon | Lexington | Lightfoot | Lignum |
Lincoln | Linden | Linville | Little Plymouth |
Lively | Locust Dale | Locust Grove | Locust Hill |
Locustville | Long Island | Loretto | Lorton |
Lottsburg | Louisa | Lovettsville | Lovingston |
Low Moor | Lowry | Lunenburg | Luray |
Lynch Station | Lynchburg | Lyndhurst | Machipongo |
Macon | Madison | Madison Heights | Maidens |
Manakin Sabot | Manassas | Mannboro | Manquin |
Mappsville | Marion | Marionville | Markham |
Marshall | Martinsville | Maryus | Mascot |
Mathews | Mattaponi | Maurertown | Mavisdale |
Max Meadows | Maxie | Mc Clure | Mc Coy |
Mc Dowell | Mc Gaheysville | Mc Kenney | Mc Lean |
Meadows of Dan | Meadowview | Mears | Mechanicsville |
Meherrin | Melfa | Mendota | Meredithville |
Merrifield | Merry Point | Middlebrook | Middleburg |
Middletown | Midland | Midlothian | Milford |
Millboro | Millers Tavern | Millwood | Mineral |
Mint Spring | Mitchells | Modest Town | Mollusk |
Moneta | Monroe | Montebello | Monterey |
Montpelier | Montpelier Station | Montross | Montvale |
Moon | Morattico | Moseley | Mount Crawford |
Mount Holly | Mount Jackson | Mount Sidney | Mount Solon |
Mount Vernon | Mouth of Wilson | Mustoe | Narrows |
Naruna | Nassawadox | Nathalie | Natural Bridge |
Natural Bridge Station | Nellysford | Nelson | Nelsonia |
New Canton | New Castle | New Church | New Hope |
New Kent | New Market | New Point | New River |
Newbern | Newington | Newport | Newport News |
Newsoms | Newtown | Nickelsville | Ninde |
Nokesville | Nora | Norfolk | Norge |
North | North Garden | North Tazewell | Norton |
Norwood | Nottoway | Nuttsville | Oak Hall |
Oakpark | Oakton | Oakwood | Occoquan |
Oilville | Oldhams | Onancock | Onemo |
Onley | Ophelia | Orange | Ordinary |
Oriskany | Orkney Springs | Orlean | Oyster |
Paeonian Springs | Paint Bank | Painter | Palmyra |
Pamplin | Paris | Parksley | Parrott |
Partlow | Patrick Springs | Pearisburg | Pembroke |
Penhook | Penn Laird | Pennington Gap | Petersburg |
Phenix | Philomont | Pilgrims Knob | Pilot |
Piney River | Pittsville | Pleasant Valley | Pocahontas |
Poquoson | Port Haywood | Port Republic | Port Royal |
Portsmouth | Pound | Pounding Mill | Powhatan |
Pratts | Prince George | Prospect | Providence Forge |
Pulaski | Pungoteague | Purcellville | Quantico |
Quicksburg | Quinby | Quinque | Quinton |
Radford | Radiant | Randolph | Raphine |
Rapidan | Rappahannock Academy | Raven | Rawlings |
Rectortown | Red Ash | Red House | Red Oak |
Redwood | Reedville | Remington | Rescue |
Reston | Reva | Rhoadesville | Rice |
Rich Creek | Richardsville | Richlands | Richmond |
Ridgeway | Rileyville | Riner | Ringgold |
Ripplemead | Rixeyville | Roanoke | Rochelle |
Rockbridge Baths | Rockville | Rocky Gap | Rocky Mount |
Rollins Fork | Rose Hill | Rosedale | Roseland |
Round Hill | Rowe | Ruby | Ruckersville |
Rural Retreat | Rustburg | Ruther Glen | Ruthville |
Saint Charles | Saint Paul | Saint Stephens Church | Salem |
Saltville | Saluda | Sandston | Sandy Hook |
Sandy Level | Sandy Point | Sanford | Saxe |
Saxis | Schley | Schuyler | Scottsburg |
Scottsville | Seaford | Sealston | Seaview |
Sedley | Selma | Severn | Shacklefords |
Sharps | Shawsville | Shenandoah | Shipman |
Shortt Gap | Singers Glen | Skippers | Skipwith |
Smithfield | Somerset | Somerville | South Boston |
South Hill | Sparta | Speedwell | Spencer |
Sperryville | Spotsylvania | Spout Spring | Spring Grove |
Springfield | Stafford | Staffordsville | Stanardsville |
Stanley | Stanleytown | Star Tannery | State Farm |
Staunton | Steeles Tavern | Stephens City | Stephenson |
Sterling | Stevensburg | Stevensville | Stony Creek |
Strasburg | Stratford | Stuart | Stuarts Draft |
Studley | Suffolk | Sugar Grove | Sumerduck |
Surry | Susan | Sussex | Sutherland |
Sutherlin | Sweet Briar | Swoope | Swords Creek |
Syria | Tangier | Tannersville | Tappahannock |
Tasley | Tazewell | Temperanceville | Thaxton |
The Plains | Thornburg | Timberville | Toano |
Toms Brook | Topping | Townsend | Trevilians |
Triangle | Troutdale | Troutville | Troy |
Tyro | Union Hall | Unionville | University of Richmond |
Upperville | Urbanna | Valentines | Vansant |
Vernon Hill | Verona | Vesta | Vesuvius |
Victoria | Vienna | Viewtown | Village |
Villamont | Vinton | Virgilina | Virginia Beach |
Wachapreague | Wake | Wakefield | Walkerton |
Wallops Island | Wardtown | Ware Neck | Warfield |
Warm Springs | Warrenton | Warsaw | Washington |
Water View | Waterford | Wattsville | Waverly |
Waynesboro | Weber City | Weems | West Augusta |
West McLean | West Point | Weyers Cave | White Hall |
White Marsh | White Plains | White Post | White Stone |
Whitetop | Whitewood | Wicomico | Wicomico Church |
Williamsburg | Williamsville | Willis | Willis Wharf |
Wilsons | Winchester | Windsor | Wingina |
Wirtz | Wise | Withams | Wolford |
Wolftown | Woodberry Forest | Woodbridge | Woodford |
Woodlawn | Woods Cross Roads | Woodstock | Woodville |
Woolwine | Wylliesburg | Wytheville | Yale |
Yorktown | Zacata | Zuni |

Amanda is a senior financial copywriter at AdvanceSOS. Amanda has been writing about finance since 2015. She graduated with a Master’s in finance from the University of Oklahoma. As a result, she has a wealth of experience and knowledge to share with her readers.