Get a Loan Fast!
How much do you need?
  • Your data is safe and secure
  • Zero up front fees or costs
  • Quick, secure and hassle-free online form
  • Paid directly to your bank account fast

Apply For Same Day Payday Loans Online in Virginia (VA) with AdvanceSOS

Payday Loans in Virginia

With inflation on the rise and gas prices getting higher everyday, sometimes your weekly check is not enough to pay your bills and take care of yourself. If you have a family, or any other dependent, then things get even more complicated. Luckily, AdvanceSOS offers payday loans alternatives in Virginia in 24 hours.

Can I Get a Payday Loan Alternative in Virginia on the Same Day?

Yes, loans with direct deposit on the same day are available in Virginia. AdvanceSOS makes it easy to find same-day online installment lenders by pairing you with the best lender who matches your financial needs. Just follow the steps outlined in the online application, and AdvanceSOS will connect you with Virginia’s top lenders.

How Many Small Loans Can You Have in Virginia?

Virginia only allows one active small loan at a time. The maximum loan amount you can borrow is $2,500. If you already have an active loan, you’ll need to pay it off first before you can take another short-term loan. 

Does Virginia Allow Payday Loans?

Online payday loans in Virginia are a legal and government-approved business. Virginia law changed the phrase “payday loans” to “short-term loans” according to HB 789 and the limit was raised to $2,500.
The law also states that short-term loans have a minimum term of 4 months and a maximum term of 24 months, and the maximum APR is set at 36%.

How to Apply for Small Dollar Loans in Virginia?

You’ll need to provide the following information to apply for a small loan with an online lender:

– Proof of income
– Open and active bank account
– Valid Social Security Number
– Email address
– Phone number

Once you have all this information, fill out the online application and wait for the approval. This process should only take a few hours or less. 

Can I Get a Small Loan in Virginia With Bad Credit?

You can still get a cash advance in Virginia even with a bad credit score below 640. Many lenders offer loans to people with poor credit, as long as you have an income that allows you to pay back the amount. 

Can I Get a Dollar Loan in Virginia With No Credit Check?

Many lenders in Virginia offer up to $1,000 for no credit check small loans. Small loan lenders determine your approval based on your verifiable proof of income. Get approved today with no credit history, no collateral, and no cosigner. 

Why Is AdvanceSOS the Best Solution for Online Small Loan?

Virginia state residents can use AdvanceSOS to connect with direct small lenders. You can get short-term loans all over the country with our service, such as Washington and Vermont, with a few clicks. 
Here are a few reasons why AdvanceSOS is the best place to look for same-day online small loans: 

– Unlike other small loan intermediaries, AdvanceSOS is completely free. Users are not charged any additional cost for using our service. 
– AdvanceSOS connects you with all kinds of lenders, many offering same-day cash advances you can get by filling out a simple application.
– You can complete the entire process from one place in one sitting. Simply fill out the loan request form, get access to a lender, provide all your information, and wait for approval. 
– AdvanceSOS is quick and reliable and works 24/7, so you can get a loan even on weekends, and all it takes is five minutes to fill the form. 
– Apply for small loans in Virginia using AdvanceSOS and get approved for small loans of up to $2,500.
Updated: Oct 1, 2023

What Are The Current Regulations for Payday Loans in Virginia?

Law status available
MIN Loan Amount $100
MAX Loan Amount $1,000
MIN. Loan Term 14 days
MAX. Loan Term 31 days
Additional fees Not limited
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans None
Cooling off period None
Rollover None
Extension, repayment plan None
Default penalties None
Credit score requirements Available for Bad Credit

Where Can We Help You Apply for Loans in Virginia?

AdvanceSOS offers quickly help you find the top loan offers in cities like Richmond, Fredericksburg, Danville, Roanoke, Alexandria and Winchester.




Other cities

Abingdon Accomac Achilles Afton
Alberta Aldie Alexandria Altavista
Alton Amelia Court House Amherst Amissville
Ammon Amonate Andover Annandale
Appalachia Appomattox Ararat Arcola
Ark Arlington Aroda Arrington
Arvonia Ashburn Ashland Assawoman
Atkins Atlantic Augusta Springs Austinville
Axton Aylett Bacova Banco
Bandy Barboursville Barhamsville Barren Springs
Baskerville Bassett Bastian Basye
Batesville Battery Park Bealeton Beaumont
Beaverdam Bedford Bee Belle Haven
Belspring Ben Hur Bena Bent Mountain
Bentonville Bergton Berryville Big Island
Big Rock Big Stone Gap Birchleaf Birdsnest
Bishop Blacksburg Blackstone Blackwater
Blairs Bland Bloxom Blue Grass
Blue Ridge Bluefield Bluemont Bohannon
Boissevain Boones Mill Boston Bowling Green
Boyce Boydton Boykins Bracey
Branchville Brandy Station Breaks Bremo Bluff
Bridgewater Brightwood Bristol Bristow
Broad Run Broadford Broadway Brodnax
Brooke Brookneal Brownsburg Brucetown
Bruington Buchanan Buckingham Buena Vista
Buffalo Junction Bumpass Burgess Burke
Burkes Garden Burkeville Burr Hill Callands
Callao Callaway Calverton Cana
Cape Charles Capeville Capron Cardinal
Caret Carrollton Carrsville Carson
Cartersville Casanova Cascade Castleton
Castlewood Catawba Catharpin Catlett
Cedar Bluff Center Cross Centreville Ceres
Champlain Chantilly Charles City Charlotte Court House
Charlottesville Chase City Chatham Check
Cheriton Chesapeake Chester Chester Gap
Chesterfield Chilhowie Chincoteague Island Christchurch
Christiansburg Church Road Church View Churchville
Claremont Clarksville Claudville Clear Brook
Cleveland Clifford Clifton Clifton Forge
Clinchco Clintwood Clover Cloverdale
Cluster Springs Cobbs Creek Coeburn Coleman Falls
Coles Point Collinsville Colonial Beach Colonial Heights
Columbia Concord Copper Hill Corbin
Courtland Covesville Covington Craddockville
Craigsville Crewe Criders Crimora
Cripple Creek Critz Crockett Cross Junction
Crozet Crozier Crystal Hill Cullen
Culpeper Cumberland Dahlgren Daleville
Damascus Dante Danville Davenport
Davis Wharf Dayton Deerfield Delaplane
Deltaville Dendron Dewitt Diggs
Dillwyn Dinwiddie Disputanta Doe Hill
Dogue Dolphin Doran Doswell
Drakes Branch Draper Drewryville Dry Fork
Dryden Dublin Duffield Dugspur
Dulles Dumfries Dundas Dungannon
Dunn Loring Dunnsville Dutton Dyke
Eagle Rock Earlysville East Stone Gap Eastville
Ebony Edinburg Edwardsville Eggleston
Elberon Elk Creek Elkton Elkwood
Elliston Emory Emporia Esmont
Etlan Evergreen Evington Ewing
Exmore Faber Fairfax Fairfax Station
Fairfield Falls Church Falls Mills Fancy Gap
Farmville Farnham Ferrum Fieldale
Fincastle Fishers Hill Fishersville Flint Hill
Floyd Ford Forest Fork Union
Fort Belvoir Fort Blackmore Fort Defiance Fort Eustis
Fort Lee Fort Mitchell Fort Monroe Fort Valley
Foster Franklin Franktown Fredericksburg
Free Union Freeman Fries Front Royal
Ft Myer Fulks Run Gainesville Galax
Garrisonville Gasburg Gate City Glade Hill
Glade Spring Gladstone Gladys Glasgow
Glen Allen Glen Lyn Glen Wilton Gloucester
Gloucester Point Goldvein Goochland Goode
Goodview Gordonsville Gore Goshen
Graves Mill Great Falls Green Bay Greenbackville
Greenbush Greenville Greenway Greenwood
Gretna Grimstead Grottoes Grundy
Gum Spring Gwynn Hacksneck Hadensville
Hague Halifax Hallieford Hallwood
Hamilton Hampden Sydney Hampton Hanover
Harborton Hardy Hardyville Harrisonburg
Hartfield Hartwood Hayes Haymarket
Haynesville Haysi Haywood Head Waters
Heathsville Henry Herndon Highland Springs
Hillsville Hiltons Hinton Hiwassee
Honaker Hood Hopewell Horntown
Horsepen Hot Springs Howardsville Huddleston
Hudgins Hume Huntly Hurley
Hurt Hustle Independence Indian Valley
Iron Gate Irvington Isle of Wight Ivanhoe
Ivor Ivy Jamaica Jamestown
Jamesville Jarratt Java Jeffersonton
Jenkins Bridge Jersey Jetersville Jewell Ridge
Jonesville Keeling Keen Mountain Keene
Keezletown Keller Kenbridge Kents Store
Keokee Keswick Keysville Kilmarnock
King and Queen Court House King George King William Kinsale
La Crosse Lacey Spring Lackey Ladysmith
Lambsburg Lancaster Laneview Lanexa
Laurel Fork Lawrenceville Lebanon Leesburg
Leon Lexington Lightfoot Lignum
Lincoln Linden Linville Little Plymouth
Lively Locust Dale Locust Grove Locust Hill
Locustville Long Island Loretto Lorton
Lottsburg Louisa Lovettsville Lovingston
Low Moor Lowry Lunenburg Luray
Lynch Station Lynchburg Lyndhurst Machipongo
Macon Madison Madison Heights Maidens
Manakin Sabot Manassas Mannboro Manquin
Mappsville Marion Marionville Markham
Marshall Martinsville Maryus Mascot
Mathews Mattaponi Maurertown Mavisdale
Max Meadows Maxie Mc Clure Mc Coy
Mc Dowell Mc Gaheysville Mc Kenney Mc Lean
Meadows of Dan Meadowview Mears Mechanicsville
Meherrin Melfa Mendota Meredithville
Merrifield Merry Point Middlebrook Middleburg
Middletown Midland Midlothian Milford
Millboro Millers Tavern Millwood Mineral
Mint Spring Mitchells Modest Town Mollusk
Moneta Monroe Montebello Monterey
Montpelier Montpelier Station Montross Montvale
Moon Morattico Moseley Mount Crawford
Mount Holly Mount Jackson Mount Sidney Mount Solon
Mount Vernon Mouth of Wilson Mustoe Narrows
Naruna Nassawadox Nathalie Natural Bridge
Natural Bridge Station Nellysford Nelson Nelsonia
New Canton New Castle New Church New Hope
New Kent New Market New Point New River
Newbern Newington Newport Newport News
Newsoms Newtown Nickelsville Ninde
Nokesville Nora Norfolk Norge
North North Garden North Tazewell Norton
Norwood Nottoway Nuttsville Oak Hall
Oakpark Oakton Oakwood Occoquan
Oilville Oldhams Onancock Onemo
Onley Ophelia Orange Ordinary
Oriskany Orkney Springs Orlean Oyster
Paeonian Springs Paint Bank Painter Palmyra
Pamplin Paris Parksley Parrott
Partlow Patrick Springs Pearisburg Pembroke
Penhook Penn Laird Pennington Gap Petersburg
Phenix Philomont Pilgrims Knob Pilot
Piney River Pittsville Pleasant Valley Pocahontas
Poquoson Port Haywood Port Republic Port Royal
Portsmouth Pound Pounding Mill Powhatan
Pratts Prince George Prospect Providence Forge
Pulaski Pungoteague Purcellville Quantico
Quicksburg Quinby Quinque Quinton
Radford Radiant Randolph Raphine
Rapidan Rappahannock Academy Raven Rawlings
Rectortown Red Ash Red House Red Oak
Redwood Reedville Remington Rescue
Reston Reva Rhoadesville Rice
Rich Creek Richardsville Richlands Richmond
Ridgeway Rileyville Riner Ringgold
Ripplemead Rixeyville Roanoke Rochelle
Rockbridge Baths Rockville Rocky Gap Rocky Mount
Rollins Fork Rose Hill Rosedale Roseland
Round Hill Rowe Ruby Ruckersville
Rural Retreat Rustburg Ruther Glen Ruthville
Saint Charles Saint Paul Saint Stephens Church Salem
Saltville Saluda Sandston Sandy Hook
Sandy Level Sandy Point Sanford Saxe
Saxis Schley Schuyler Scottsburg
Scottsville Seaford Sealston Seaview
Sedley Selma Severn Shacklefords
Sharps Shawsville Shenandoah Shipman
Shortt Gap Singers Glen Skippers Skipwith
Smithfield Somerset Somerville South Boston
South Hill Sparta Speedwell Spencer
Sperryville Spotsylvania Spout Spring Spring Grove
Springfield Stafford Staffordsville Stanardsville
Stanley Stanleytown Star Tannery State Farm
Staunton Steeles Tavern Stephens City Stephenson
Sterling Stevensburg Stevensville Stony Creek
Strasburg Stratford Stuart Stuarts Draft
Studley Suffolk Sugar Grove Sumerduck
Surry Susan Sussex Sutherland
Sutherlin Sweet Briar Swoope Swords Creek
Syria Tangier Tannersville Tappahannock
Tasley Tazewell Temperanceville Thaxton
The Plains Thornburg Timberville Toano
Toms Brook Topping Townsend Trevilians
Triangle Troutdale Troutville Troy
Tyro Union Hall Unionville University of Richmond
Upperville Urbanna Valentines Vansant
Vernon Hill Verona Vesta Vesuvius
Victoria Vienna Viewtown Village
Villamont Vinton Virgilina Virginia Beach
Wachapreague Wake Wakefield Walkerton
Wallops Island Wardtown Ware Neck Warfield
Warm Springs Warrenton Warsaw Washington
Water View Waterford Wattsville Waverly
Waynesboro Weber City Weems West Augusta
West McLean West Point Weyers Cave White Hall
White Marsh White Plains White Post White Stone
Whitetop Whitewood Wicomico Wicomico Church
Williamsburg Williamsville Willis Willis Wharf
Wilsons Winchester Windsor Wingina
Wirtz Wise Withams Wolford
Wolftown Woodberry Forest Woodbridge Woodford
Woodlawn Woods Cross Roads Woodstock Woodville
Woolwine Wylliesburg Wytheville Yale
Yorktown Zacata Zuni

    Ask an expert