PRODUCTS AND SERVICES
AdvanceSOS is not in itself a lender and is therefore takes no responsibility for any lending product we advertise or offer to you, or for any credit decisions that are made about you. There are no specific loan products offered to you on this site. All specific loan products will be offered to you directly from the lender.
You agree that by clicking “Get Started” (or any similar button you use to submit a request to be connect with a lender) it acts as your electronic signature. You grant further consent that we and any lender we forward your request to have the ability to communicate with you electronically and we may provide you electronically with any required disclosures, including without any limitation notices of adverse action a lender is required to send you. Meanwhile, you also confirm you have the ability to get access to documents electronically, including having the ability to view and save PDF files.
LOAN INQUIRY POLICY
AdvanceSOS reserves the right to reject an inquiry from you at any time for any reason that is not prohibited by law. AdvanceSOS may require verification or additional information before a loan request from you is accepted. After submitting your information via a form on our site, you will then be connected with a lender to be further considered based on the policies and procedures of the lender. This does not mean that your loan has been approved. Approval of loans is solely the decision of the lender. AdvanceSOS takes no responsibility for taking, approving or denying any loan request made by you. When you submit your information, you then agree if we are unable to find a lender that offers the type of loan you requested initially, we will then search our lender network to ascertain whether we can find alternative lenders with different loan products that may help you.
Participating lenders in our network may then verify your social security number, the number of your driver’s license or any other official federal or state identification, as well as review your credit history through national databases which may include Transunion, Equifax, Experian and other credit check agencies. When you submit your information to us, you agree to lenders having the ability to obtain these type of credit reports and to verifying your information.
To submit a loan request you must be 18 years old or older and a legal resident of the United States. You also agree not to use this site for any inappropriate or illegal activities.
COMPLIANCE WITH LAWS
All trademarks, characters, titles, graphics, trade names, designs and other property, including all text, images and software, which appear on this site are the intellectual property of AdvanceSOS, its licensees, and other third parties who may have authorized use of such properties.
You have the permission to view and make copies for your own records of documents, images, pages or other material or content on this site for the sole purpose of making a loan request. AdvanceSOS reserves all other rights to this site and its contents. You are prohibited from distributing, displaying, transmitting or disseminating any documents, pages, images, materials or content without our prior consent in writing. Nothing this site contains should be construed as conferring any rights or licenses to any trademark, copyright or any other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
AdvanceSOS uses all commercially reasonable efforts to ensure the information on this site is accurate, but that accuracy is not guaranteed. AdvanceSOS offers no representations regarding your use of this site or the results you may or may not obtain through your use.
NEITHER AdvanceSOS NOR ANY OTHER PARTY INVOLVED IN CREATING, DELIVERING OR PRODUCING THIS SITE SHALL BE DEEMED LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTUAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES THAT ARISE OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING PROVIDED ON THIS SITE IS “AS IS” AND WITHOUT CARRYING A WARRANTY OF ANY DESCRIPTION, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY FITNESS FOR A PARTICULAR PURPOSE, WARRANTY OF MERCHANTABILITY OR NON-INFRINGEMENT THAT MAY BE IMPLIED. THESE LIMITATIONS AND EXCLUSIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
THIRD PARTY CONTENT
This site may contain links to third party websites. AdvanceSOS is not responsible for the privacy policies or content of third party websites, and the existence of such links should not be considered to be a recommendation or endorsement of those websites, or the products or services offered or any third parties that are associated with those websites.
AdvanceSOS protects your personal information using industry-recognized technology. Although AdvanceSOS takes all commercially reasonable measures to secure your personal information when submitted through this site, AdvanceSOS cannot offer a guarantee your information will not be decrypted or intercepted by others. So long as AdvanceSOS uses all commercially reasonable security measures, it accepts no responsibility for such decryption or interception except as required by law.
AdvanceSOS does not charge any fees for you to use this Site or our marketplace service. AdvanceSOS is not acting as an agent for (a) you, (b) any lender or (c) any vendor or supplier used to evaluate your loan inquiry or any other use of this site. AdvanceSOS may receive compensation for its services from lenders and other third parties.
LAW AND VENUE
By using this site, you agree to defend, indemnify and hold harmless AdvanceSOS, any of its subsidiaries, affiliates, agents, officers and other partners and employees, from any liability, loss, claim or demand, including reasonable attorneys’ fees, made by any third party arising out of or due to your use or attempted use of the site.
CLASS ACTION WAIVER
ANY PROCEEDINGS TO RESOLVE, ARBITRATE OR LITIGATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON A CASE-BY-CASE BASIS. NEITHER YOU NOR AdvanceSOS WILL SEEK TO HAVE A DISPUTE HEARD AS A CLASS ACTION, OR A PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY WILL ACT OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO PROCEEDING OR ARBITRATION WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL THE PARTIES TO ALL AFFECTED PROCEEDIGNS OR ARBITRATIONS. FURTHERMORE, YOU AGREE YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED ON TO HEARD AS A CLASS ACTION, OR A PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY WILL ACT OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT PERMITTED BY LAW.
User will receive SMS MT if the device does not support MMS.
Company name: Napayshni LLC
Address: Springates Building, Lower Government Road, Charlestown, Nevis
Email Address: support@AdvancesOs.com
INFORMATION FOR ISPs:
Email Address: support@advancesOs.com
PLEASE NOTE SHOULD YOU HAVE ANY QUESTIONS PERTAINING TO YOUR LOAN REQUEST STATUS, YOU MUST CONTACT YOUR LENDER DIRECTLY. AdvanceSOS IS NOT YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.
NOTICE AND TAKE DOWN PROCEDURES
If you have cause to believe any materials accessible on or from the site are infringing your copyright or other intellectual property, you may request for the removal of those materials (or access thereto) from the site by making contact with our copyright agent ( details below) and provide the following information:
Identification of the copyrighted work you believe to have infringed. Please describe the work, and wherever possible include a copy of the work or the location (for example, the URL) of an authorized version.
- Identification of the material you believe to be infringing and its location.
- Please provide a description of the material, and provide a URL address or any other pertinent information that will allow the material to be located.
- Your name, address, telephone number and email address.
- A statement from you that in good faith you believe the complaint of use of the materials is not permitted by the owner of the copyright, its agent, or the law.
- A statement your submission is accurate and “under penalty of perjury” you are the owner of the copyright or the owner’s authorized agent.
- A signature or the equivalent electronically from the copyright holder or authorized agent.
Send all of the above information to the following:
Email Address: firstname.lastname@example.org
For all email submissions, please include the following in the subject line: DMCA Takedown Request.